Will your Copilot credits last the month?

Since June 1, GitHub Copilot runs on metered credits. Enter your plan and usage to see when you'll run out — and what the same work would cost elsewhere. Free, no signup, runs entirely in your browser.

1. Pick your plan

Pro

$10/mo

300 credits

Pro+

$39/mo

1,500 credits

Max

$100/mo

~5,000 (varies)

2. Your estimated daily premium-request usage (credits/day)

A "premium request" = one agentic action, chat turn, or code-review run. Plain autocomplete is usually free. Not sure? Most heavy users land around 30–80/day.

Advanced: tune the Claude API cost assumption

Avg input tokens / request

Avg output tokens / request

Used only for the Claude API comparison below. Defaults assume a context-heavy agentic request. Claude Sonnet 4.6 pricing: $3 / million input tokens, $15 / million output tokens.

Your projected burn

Projected month-end usage

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% of plan budget

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Credits run out on

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Projected overage cost

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What this usage costs you, by tool

GitHub Copilot — your plan + projected overage	–
Cursor Pro (flat)	–
Claude API direct (Sonnet 4.6, pay-as-you-go)	–

Estimates only. Copilot overage billed at $0.04/premium request beyond your plan's included credits. Cursor Pro is a flat $20/mo with its own generous request quota. Claude API is usage-based — the figure uses your token assumptions above. Real costs vary with how you work.

Get alerted before you hit 80%

This calculator is a rough estimate. I'm building a dashboard that connects to GitHub, tracks your real credit burn live, and emails you before you run out — potentially with a breakdown of which features (chat vs. autocomplete vs. agentic) burn the most. Leave your email to get early access.

No spam, just a heads-up when the live dashboard is ready. Unsubscribe anytime.

How Copilot's new credit math actually works

Your plan gives a fixed monthly credit budget. Pro, Pro+ and Max differ a lot — and once it's gone, every premium request bills as overage at $0.04 each.
Agentic features burn far faster than autocomplete. Agent mode, code review and CLI runs are the silent budget killers; plain inline completions are usually free.
GitHub's native page shows a running total but no daily rate and no "at this pace you'll run out on the 19th" projection — which is exactly when people get surprised.
The math that matters: (credits used so far ÷ days elapsed) × days in month, vs. your budget. Over 100% means you're on track to run out early. That's all this calculator does — instantly.